Acronyms

 

ARM Adjustable rate mortgage
C-REPS Certified Real Estate Pricing Specialist
CBO Congressional Budget Office
CC&R Conditions Covenants & Restrictions
CDFI community development financial institutions
CFPB Consumer Financial Protection Bureau
COAH Council on Affordable Housing
CRF Community Restoration Fund
CSP Common Securitization Platform
DASP Distressed Asset stabilization program
FDIC
FDCPA Fair Debt Collection Practices Act
FHFA
FIRREA Financial Institutions Reform, Recovery and Enforcement Act
FOMC Federal Open Market Committee
FSOC Financial Services Oversight Committee
GAO Government Accountability Office
GSE
HAMP
HARP
HFA Housing Finance Agencies
HHF Hardest Hit Fund
HMDA Home Mortgage Disclosure Act
HPI Home Price Index
HPPI Home Price Perception Index
HUD
HVCC Home valuation code of conduct
HVI Home value index
MBS
MTMLTV
MWOB Minority and woman owned businesses
NAFCU National Association of Federal Credit Unions
NAHB National Association of Home Builders
NAR
NFHA National Fair Housing Alliance
NCUA National Credit Union Administration
NPL Non performing loan
REO
RESPA Real Estate Settlement Procedures Act
RMBS residential mortgage-backed securities
TARP Troubled Asset Relief Program
TBFT Too big to fail
UPB Unpaid Principal Balance
USDA Rural development assistance program
BHC Bank Holding Company
HPI Home Price Index
CIRT Credit Insurance Risk Transfer
LTV Loan To Value
STACR Structured Agency Credit Risk
WLS Whole Loan Securities
ACIS Agency Credit Insurance Structure
Equal Credit Opportunity Act